Best Balance Transfer Card Offers 2025

Best Balance Transfer Card Offers 2025. Best Balance Transfer Cards 2024 Balance transfer offer: When you transfer a balance to the Citi Simplicity Card within the first four months, you'll receive an intro 0% APR on that balance for 21 months Credit card Best for Balance transfer intro APR offer Regular APR CreditCards.com Rating; Citi Simplicity® Card: intro APR + low fees: 0% for 21 months on Balance Transfers: 18.24% - 28.99% (Variable) 4.3 / 5: Wells Fargo Reflect® Card : Long intro APR on purchases and balance transfers

A LendingTree study found that 82% of balance transfer cards in 2025 offer at least a 12 month 0% APR term Some top balance transfer cards also extend 0% APR to new spending for a limited time, which can be helpful if you want to pay down a large purchase without interest.

This comprehensive guide to the best balance transfer credit cards provides everything you need

Using a balance transfer card wisely can save you hundreds, or even. 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days The best cards for balance transfer offer an average savings of more than $1,000 over the intro period

7 Balance Transfer Cards With High Limits (Feb. 2025). The best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% APR for balance transfers If you're looking for rewards alongside your balance transfer, the Blue Cash Everyday® Card from American Express allows you to earn cash back while tackling your debt.

This comprehensive guide to the best balance transfer credit cards provides everything you need. After that 18.24% - 28.24% variable APR based on your creditworthiness. After the Intro APR offer ends, a Variable APR that's currently 15.24% - 25.24% will.